Terms of Service

These terms govern your use of Hard Asset Rotation (“the site,” “we”). By accessing the site or creating an account, you agree to them. The site is operated by Kapil Goyal, an individual.

1. The service

Hard Asset Rotation is a personal research publication covering commodity and energy equities. It provides a rules-based selection model, a live paper portfolio, and related commentary. It is a research product, not a brokerage, advisory, or trading service.

2. Not financial advice

Everything on this site is for informational and educational purposes only. Nothing on Hard Asset Rotation constitutes investment advice, financial advice, trading advice, or any other sort of advice. We do not recommend that any security, portfolio, transaction, or strategy is suitable for any specific person. Do your own research and consult a licensed financial advisor before making any investment decisions. Past performance is not indicative of future results. The author may hold positions in securities discussed.

3. Accounts

You’re responsible for keeping your account credentials secure and for everything that happens under your account. Please contact us immediately if you suspect unauthorized access.

4. Acceptable use

You agree not to:

• Share, resell, or redistribute subscriber-only content without written permission.
• Scrape, reverse-engineer, or attempt to disrupt the site or its infrastructure.
• Misrepresent the site’s content as advice or endorsement.
• Use the site for any unlawful purpose.

5. Intellectual property

All content on the site — research, commentary, model output, charts, and design — is owned by Kapil Goyal unless otherwise noted. Subscribers receive a personal, non-transferable license to access and view the content for their own use.

6. Disclaimers

The site is provided “as is” and “as available”, without warranties of any kind, express or implied, including fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.

7. Limitation of liability

To the maximum extent permitted by law, Kapil Goyal will not be liable for any indirect, incidental, consequential, or special damages arising out of or in connection with your use of the site, including trading or investment losses. Your sole remedy for dissatisfaction with the site is to stop using it.

8. Termination

We may suspend or terminate your access if you violate these terms. You may close your account at any time by emailing kapil354@gmail.com .

9. Changes to these terms

We may update these terms from time to time. Material changes will be reflected by updating the effective date at the top of this page. Continued use of the site after changes constitutes acceptance of the revised terms.

10. Governing law

These terms are governed by the laws of India, without regard to conflict-of-law principles. Any dispute will be resolved in the courts of competent jurisdiction at the operator’s place of residence.

11. Contact

Questions about these terms: kapil354@gmail.com .